NIPR Frequently Asked Questions (FAQs)
1. What is the National Insurance Producer Registry?
The National Insurance Producer Registry (NIPR) is a non-profit affiliate of the National Association of Insurance Commissioners (NAIC). NIPR was established in October 1996 to develop and operate a national repository for producer license information (PDB) and to establish a network to facilitate the electronic exchange of producer information (NIPR Gateway).
2. Who Manages and Controls NIPR?
NIPR is a non-profit organization governed by a Board of Directors comprised of 13 members, seven state insurance regulators and six insurance industry representatives. The Board of Directors meets at least quarterly, which includes meetings scheduled during the NAIC quarterly national meetings. Click Here to view the NIPR Board of Directors.
3. What is the Producer Database (PDB)?
The Producer Database (PDB) is an electronic database consisting of information relating to insurance agents and brokers (producers) accessible through NIPR on a subscription basis through the Internet. PDB links state regulatory licensing systems into one common system establishing a repository of producer licensing information. PDB also contains or references producer information from sources such as the Regulatory Information Retrieval System (RIRS) of the NAIC. Its development is based, in part, on the belief that the widespread availability of such information will make it more difficult for a producer with significant disciplinary history to continue illegal or unethical practices.
4. What Information is Provided Through PDB?
Through PDB, industry is able to access all public information related to a producer provided by the participating state insurance departments. The product is designed to assist insurers in exercising due diligence in the monitoring of agents and brokers to reduce the incidence of fraud. Currently, PDB contains information on over 4 million producers. Information available includes:
All of the above information is supplied by the states to PDB. The information is updated on a regular basis, usually daily or as submitted by states.
5. Who do I contact if I find a discrepancy in information being supplied to PDB?
The information displayed in the Producer Database (PDB) comes directly from the participating state insurance departments. For data in the PDB to be changed, it will have to be sent to NIPR by a participating state insurance department. Please contact the Department of Insurance for the state that is supplying the incorrect information. When the state updates their database, it will automatically be sent to the PDB.
6. How Much Does It Cost To Obtain Information on a Producer Through PDB?
Access to the PDB is sold on a subscription basis. To obtain a license agreement, and speak with a Sales Account Executive, please contact the Department at or Send an E-mail. There is a $1.29 charge per “look up” of an entity in PDB. A "look up" includes all the available license information being supplied by participating states for an individual producer, business entity, or company. There is also a guaranteed amount schedule that allows for a significant additional discounts to subscribers based on the size of the guaranteed amount. For further information about the guaranteed amount schedule please contact NIPR at .
7. How do I become a PDB Customer?
For more information regarding becoming a PDB customer, please contact at or Send an E-mail.
8. How do I obtain a PDB Printout without becoming a customer?
To obtain your own PDB printout you will need to complete a Producer Request Form.
9. What is the NIPR Gateway?
The NIPR Gateway is an electronic communication network that links state insurance regulators with the entities they regulate to facilitate the electronic exchange of producer information; including license applications, appointments, and terminations. To date, data standards have been developed for the exchange of company appointments, not-for-cause terminations, and licensing applications. All data flowing through the NIPR Gateway will conform to these standards.
10. How do I process Appointments and Terminations through the NIPR Gateway?
In order to process appointments and terminations directly through the NIPR Gateway, it would require programming on your part, or you can go through one of NIPR’s Authorized Business Partners.
11. Can Non-Resident Licensing Applications be Transmitted Via the NIPR Gateway?
Yes, The NRL application allows for first time licensing and for adding new lines of authority to an existing license (excluding New York and Alabama). It is not to be used for license renewals. It is also not to be used for reinstatements unless you are applying to a state that accepts reinstatements. The application, state specific requirements and complete list of states accepting NRL can be located by clicking on the link below.
NRL is also available through some of NIPR’s Authorized Business Partners.
12. Can I renew my non-resident license electronically?
Yes, NIPR has recently developed an electronic non-resident renewal application. This application allows the user to quickly and easily renew existing non-resident licenses in participating states. You can access the electronic renewal application, state specific requirements, and a list of states accepting electronic non-resident license renewals by clicking on the link below.
Non Resident License Renewals are also available through some of NIPR’s Authorized Business Partners.
13. What is the National Producer Number (NPN)?
The NPN is NIPR’s solution to privacy issues surrounding the use of the Social Security Number. The NPN is a unique sequential number that identifies each entity in PDB. It is a 10-digit number without leading zeros. Currently only individual producers are assigned NPN’s.
14. How do I obtain my National Producer Number (NPN)?
An individual producer can access their NPN from the following link:
PDB Customers can obtain NPN’s in a batch format by running the Company Specialized Report and selecting National Producer Number Report. NPN’s are provided at no charge.
15. Where Can I Find More Information?
You can visit us at our web site www.nipr.com. The web site has a plethora of information with links to various other web sites. Information on products and services, required equipment, uses of database, and participating states are just some of the topics available. We also provide on-site demonstrations of PDB. To request more information, please contact us at or Send an E-mail.