New York NRL Rules

NEW YORK

NRL RULES

Yes	Accepts licenses for Individuals electronically
No	Accepts licenses for Business Entities electronically
No	Accepts Limited License Classes and Lines of Authority electronically
No	Applicants can add lines of authority to an existing active license electronically
No	Applicants can reinstate a license electronically

CONTACT INFORMATION

The state will contact you with specific instructions
if further documentation is required.

STATE SPECIFIC REQUIREMENTS

Designated Producers: May not apply for a license if they have previously held the license in NY. Company appointments will no longer be required before NY can issue a Life Agent or Property Agent license. Sponsoring Insurance companies have 15 days from the date the agency contract is executed or the first insurance application is submitted.
NRL Applicants – If you previously held a license, resident or non-resident, in the state of New York, you will need to send a paper application to the state at this time. If you are not sure if you ever had a license in NY, please contact the NY Dept of Insurance to verify. http://www.ins.state.ny.us/hpoffnos.htm
Background Questions: Applicants answering "yes" to one or more of the background questions may be required to provide additional information to the Department. You will be notified by mail of what to send and where to send it. Please do not forward any documents until you receive a request from the Department.
Licenses will be issued with an expiration date determined by date of birth:
o If you were born in an even numbered year, your license will expire on your birthday in an even numbered year.
o If you were born in an odd numbered year, your license will expire on your birthday in an odd numbered year

State fees will not be collected by NIPR (on behalf of NY) when a transaction is declined according to NY business rules. Transaction fees and processing fees will still apply. Violation of the following rules will result in a decline response.

Applicant must not have an inactive Non Resident license in NY.
Applicant must not have an inactive Resident license in NY.
Individual applicants - Applicant must be 18 years old or older as determined from the applicant's Date of Birth.
In NY, the property/casualty lines of authority on a broker license are - property, casualty, personal lines and baggage. However, Section 2104 (B) of the NY Insurance Law states that a broker with the property casualty lines of authority is authorized to write any and every line of authority except life insurance and variable life and variable annuity products.