About the National Insurance Producer Registry (NIPR)
NIPR is a unique public-private partnership that supports the work of the states and the NAIC in making the producer licensing process more cost-effective, streamlined and uniform for the benefit of regulators, the insurance industry and the consumers they protect and serve.
NIPR provides one-stop shopping for all aspects of electronic producer licensing.
Incorporated in October 1996, the National Insurance Producer Registry (NIPR) is a non-profit affiliate of the National Association of Insurance Commissioners (NAIC). NIPR developed and implemented the Producer Database (PDB) and the NIPR Gateway. NIPR is governed by a 13 member board of directors, including six (6) members representing NAIC member states, six (6) members representing industry trade associations (three (3) of which are producer trade associations) and NAIC's CEO or COO.
The Producer Database (PDB) is an electronic database consisting of information relating to insurance agents and brokers (producers). The PDB links participating state regulatory licensing systems into one common repository of producer information. The PDB also includes data from the Regulatory Information Retrieval System (RIRS) to provide a more comprehensive producer profile.
The key benefits of PDB are:
- Increased productivity, less cost
- Reduction or elimination of paper
- Real time information
- National verification of license and status
- Web based access
- Single source of data vs. multiple web sites
The NIPR Gateway is a communication network that links state insurance regulators with the entities they regulate to facilitate the electronic exchange of producer information. Data standards have been developed for the exchange of license application, license renewal, appointment and termination information. All data flowing over the NIPR Gateway will conform to these standards.
The key benefits of NIPR Gateway are:
- Reduction or elimination of paperwork and data entry
- Uses national standards regarding electronic transmission of licensing data
- Faster turnaround time, including real time in certain states