ILLINOIS Resident Licensing for Individuals

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State Announcements

There are no state announcements for Illinois at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

Effective November 5, 2015 the Illinois Department of Insurance will no longer mail paper renewal notices or licenses that have historically been mailed by the Illinois Department of Insurance’s Licensing Division. License renewals will be emailed to the licensee’s email address of record. Once a new or renewed license is issued, licensees will be able to print their license by going to https://sbs.naic.org/solar-external-lookup/license-manager

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Illinois prefers that you use the electronic application; paper applications can take six (6) to ten (10) weeks to process.

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Initial resident license transactions for Limited Lines Producer and Temporary Producer classes must be completed so that companies can submit an appointment to allow Illinois to issue the license.

  • Please note: If an appointment is not submitted and approved by the state within thirty (30) days of the insurance producer obtaining the initial license, the license will be automatically cancelled. Appointments will not be accepted if the license on PDB is inactive or has a cancelled status.
  • Multiple companies may hold appointments (licenses) on the Producer Database (PDB) for any one (1) individual.

An affiliation is not required and the applicant may skip the "Affiliations" page on the uniform application.

New Resident Producers will be unable to apply on-line for five (5) days after the completion of their exams (all parts) through Pearson Vue. In order to be eligible to apply for these lines of authority (LOAs) at that time, insurance producers must also have completed pre-licensing. Please check with the prelicensing and exam provider to be sure all parts have been passed and submitted before contacting NIPR or the Illinois Department of Insurance.

Applicant must not have another active resident state on the PDB.

Applicant must provide residence, business and mailing address in Illinois. P.O. Box is only accepted for mailing address. Residence and business address must be the physical address.

Applicant whose insurance producer license expired within the last twelve (12) months (or with a cancelled license) may reinstate through the Resident License (RL) Application for double the normal licensing fee.

  • Reinstatements are exempt from exam requirements during this time, but are required to meet certified education requirements.
  • Following the twelve (12) month period after expiration, applicant may reapply through the Resident License (RL) Application for the normal fee for LOAs, but must re-take both Pre-Licensed Education Requirements (PLE) and required exam.

Illinois only allows amendments to an insurance producer license if the license is active and not expired. The applicant must meet the pre-licensing and exam requirements to apply for the requested LOA.

Limited Lines Producer license will go through the appointment renewal process as long as the license is active in order to renew the license.

Temporary Producer licenses will automatically expire after ninety (90) days and are not renewable.

Navigator certificate licenses are only issued for one (1) year.

Illinois Department of Insurance requires proof that the navigator federal training was taken before issuing a Navigator license. Please scan and email a copy of the transaction receipt with the resident license transaction number on it and a copy of the certificate of completion of the entire federal training provided at the end of the online training course to the Illinois Department of Insurance. This step is necessary in order to confirm the applicant's completion of the federal training program. Please submit documentation the state website.

Navigator Certificate license class applicants whose license expired within the past twelve (12) months must reapply for the license through the Resident License application.

Applicants for the variable LOA must supply FINRA CRD number on application.

Applicants applying for either property, casualty or both will not be able to apply for personal lines.

Applicants applying for an insurance producer license must pass both the required exam and pre-licensing exam.

Limited Lines Producer license class and Temporary Producer license class are exempt from pre-licensing and exams.

If applying for the license type Surplus Lines Producer class, then applicant must hold an active insurance producer license with equivalent property and casualty qualification in Illinois.

An agent can only apply for one (1) temporary license in their lifetime. If a temporary license is applied for and there is an active or inactive Temporary Producer license class on PDB, the transaction will be declined.

Limited Lines Producer license class and the Temporary Producer license class:

  • Are exempt from pre-licensing and exams.
  • Initial resident license (RL) transaction must be completed so that companies can submit an appointment to allow Illinois to issue a license for these particular limited lines and Temporary Producer licenses.
  • an insurance producer is only allowed to obtain one (1) Temporary Producer license per lifetime.

Note: If an appointment is not submitted and approved by the state within thirty (30) days of the insurance producer obtaining the initial license, the license will be automatically cancelled. Appointments will not be accepted if the license on (PDB) is in inactive or cancelled status.
Note for Limited Lines Producer license: If the license is in inactive or cancelled status on (PDB), the insurance producer will then have to reapply for the license class again so that the company can submit an appointment.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse.The documents may also be submitted to the state via mail, email, or fax. Paper applications can take six to ten weeks to process.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Certified Education Required before Application
Insurance Producer Life Yes
Insurance Producer Health Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Variable Lines **For reinstatements only Yes
Insurance Producer Personal Lines, P&C Yes
Insurance Producer Motor Vehicle Yes
Limited Lines Producer Baggage / Limited Travel Health / Trip Cancellation No
Limited Lines Producer Credit, Life Accident & Health No
Limited Lines Producer Farm Mutual No
Limited Lines Producer HMO Enroller No
Limited Lines Producer Industrial Accident & Health No
Limited Lines Producer Industrial Life No
Limited Lines Producer Legal Expense No
Limited Lines Producer Limited Health Service Organization No
Limited Lines Producer Credit / Life / Accident & Health No
Temporary Producer Life No
Temporary Producer Accident & Health No
Temporary Producer Life / Accident & Health No
Temporary Producer Fire (Property) No
Temporary Producer Casualty No
Temporary Producer Fire & Casualty No
Temporary Producer Motor Vehicle No
Surplus Lines Producer Not Applicable No
Navigator Certificate Navigator Yes
Navigator Certificate Certified Application Counselor Yes

* Applications for Other lines of authority will defer to state for approval.

**A resident cannot apply for just the Variable line of authority. They must already hold the Life line of authority and then fax the Illinois Department of Insurance at 217-557-8455 the Series 6 or 7 and Illinois will add the Variable line to their license. They can only add it electronically through NIPR if reinstating or renewing the license.

License Fees (Individual)

A licensing fee is prorated if the total days of licensing granted to the applicant is less than a full two (2) years or seven hundred and thirty (730 days) as determined by the assigned expiration date, which is final day of the applicants birth month two (2) years in the future. If the license is issued for a full two (2) years or seven hundred and thirty (730) days, there is no prorating and the normal fee applies. Total length of license granted will be no less than eighteen (18) months and no more than twenty-nine (29) months.

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Insurance Producer / All LOAs $180.00 $360.00
Limited Lines Producer / All LOAs $0.00** N/A
Temporary Producer / All LOAs $0.00** N/A
Surplus Lines Producer / Not Applicable $400.00 $400.00
Navigator Certificate / All LOAs $0.00*** $0.00***
Amendment Fee $0.00 $0.00

* Per application.
**The appointing company will pay for the license through the appointment process. insurance producer is only responsible for NIPR transaction fee.
***Applicant not charged late fee, only NIPR transaction fee.

Contacts

Last Update: 9/08/2017

ILLINOIS Resident Licensing for Business Entities

APPLY HERE

State Announcements

There are no state announcements for Illinois at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

Effective November 5, 2015 the Illinois Department of Insurance will no longer mail paper renewal notices or licenses that have historically been mailed by the Illinois Department of Insurance’s Licensing Division. License renewals will be emailed to the licensee’s email address of record. Once a new or renewed license is issued, licensees will be able to print their license by going to https://sbs.naic.org/solar-external-lookup/license-manager

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Illinois prefers that you use the electronic application; paper applications can take six (6) to ten (10) weeks to process.

Applicant must be one of the following legal business types:

  • Partnership
  • Limited Liability Company (LLC)
  • Limited Liability Partnership (LLP)
  • Corporation
  • Sole Proprietorship

Navigator certificate licenses are only issued for one (1) year.

Applicants must supply residence, business, and mailing address in Illinois. P.O. Box is only accepted for mailing address. Business address must be physical address.

Illinois Department of Insurance requires a list of all affiliations before a navigator certificate license will be issued.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application and have an active resident or non-resident license in Illinois. This excludes car rental and self-service storage limited licenses.

Applicant's applying for navigator certificate license class with a line of authority(LOA) of navigator or LOA of in person counselor, at least one (1) Designated Responsible License insurance producer (DRLP) must hold an active resident or non-resident navigator license with the navigator LOA in Illinois.

At least one (1) of the DRLPs specified on the application must also be specified as an owner, partner, officer or director.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. Paper applications can take six to ten weeks to process.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Business Entity Producer Not Applicable Yes
Car Rental Limited Not Applicable No
Limited Lines Producer Credit Life Accident and Health Yes
Navigator Certificate Navigator Yes
Navigator Certificate Certified Application Counselor Yes
Navigator Certificate In Person Counselor Yes
Self-Service Storage Facility Not Applicable No
Travel Insurance Not Applicable Yes
Travel Retailer Not Applicable Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

A licensing fee is prorated if the total days of licensing granted to the applicant is less than a full two (2) years or seven hundred and thirty (730 days) as determined by the assigned expiration date, which is final day of the applicants birth month two (2) years in the future. If the license is issued for a full two years or seven hundred and thirty (730) days, there is no prorating and the normal fee applies. Total length of license granted will be no less than eighteen (18) months and no more than twenty-nine (29) months.

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee *
Amendment Fee $0.00 $0.00
Business Entity Producer / Not Applicable $150.00 N/A
Car Rental Limited / Not Applicable $180.00 N/A
Limited Lines Producer / Credit Life Accident and Health $0.00** N/A
Navigator Certificate / All LOAs $0.00*** $0.00***
Self-Service Storage Facility / Not Applicable $50.00 N/A
Travel Insurance $500.00 (Prorating applies — license expires 5/31 annually) N/A
Travel Insurance $0.00 (Applicants only charged NIPR transaction fee) N/A

* Per application.
**The appointing company will pay for the license through the appointment process. insurance producer is only responsible for NIPR transaction fee.
***Applicant not charged late fee, only NIPR transaction fee.

Contacts

Last Update: 9/08/2017

APPLY HERE