Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- All fees are per application.
- Fee is waived for veterans or the legally blind.
- Additional Fee: Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Insurance Producer
Renewal fee:
$225
Late renewal fee:
$450
Fee disclaimers:
Additional Fee: Insurance Producer applicants renewing for Property, Casualty, and/or Personal Lines LOAs are charged an additional $75 lead paint surcharge fee.
Surplus Lines Broker
Renewal fee:
$150
Auto Damage Appraiser
Renewal fee:
$50
Late renewal fee:
$100
Insurance Adviser
Renewal fee:
$200
Life Settlement Broker
Renewal fee:
$225
Public Insurance Adjuster
Renewal fee:
$200
Late renewal fee:
$200
Fee disclaimers:
Late renewal fee is same as renewal fee.
Reinsurance Intermediary Broker
Renewal fee:
$200
Reinsurance Intermediary Manager
Renewal fee:
$200
Motor Club
Renewal fee:
$25
Late renewal fee:
$25
Fee disclaimers:
Late renewal fee is same as renewal fee
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
CE Required
Life, Accident & Health or Sickness, Variable Life & Variable Annuity, Property, Casualty, Personal Lines
CE Not Required
Credit, Travel
Surplus Lines Broker
CE Not Required
Property & Casualty
Auto Damage Appraiser
CE Not Required
Auto Damage Appraiser
Insurance Adviser
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Life Settlement Broker
CE Not Required
Life
Public Insurance Adjuster
CE Required
Public Insurance Adjuster
Reinsurance Intermediary Broker
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Reinsurance Intermediary Manager
CE Not Required
Life, Accident & Health or Sickness, Property, Casualty
Motor Club
CE Not Required
Motor Club
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for Surplus Lines for individuals.
- Reinstate through NIPR's Resident License Renewal Application.
- Submit partial renewals allowed.
- Print license electronically.
Business Rules
Applicant may not enter DBA name.
If applicant answers yes to "Are you legally blind?” Applicant must submit supporting documentation to the state.
Insurance Producer only: If applicant answers yes to “Are you a Massachusetts resident military veteran?” Applicant must submit supporting documentation (DD-214) to the state.
Personal Lines applicants must hold a Producer/Travel or Property and Casualty license or a Limited Lines Property and Casualty license in the resident state.
Reinsurance Intermediary Brokers and Reinsurance Intermediary applicants must actively be licensed as an Insurance Producer for at least 3 years.
- Variable applicants must supply FINRA Central Registry Depository (CRD) number on the application. If you need to verify your CRD number you may use the Broker Search feature found on FINRA’s website.
- Applicant must currently hold or be applying for Life
Surplus Lines Broker applicants must actively hold both Producer Property and Casualty lines of authority.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
The following applicants must submit supplemental documentation to the NIPR Attachment Warehouse/ Additional Licensing Document section:
- Auto Damage AppraiserPublic Insurance Adjuster
- Adviser
- Reinsurance Intermediary Broker
- Reinsurance Intermediary Manger
- Life Settlement Broker
- If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
Renewal Periods
- Insurance Producer, Auto Damage Appraiser, Motor Club
- Status must be 'Expired' or 'Active' after expiration date
- Insurance Adviser and Insurance Adjuster
- Status must be 'Expired' or 'Active'
- Life Settlement Broker, Reinsurance Intermediary Broker, Reinsurance Intermediary Manager, Surplus Lines Broker
- Applicant must reapply the day after expiration status must be Inactive or Active after the expiration date
Insurance Producer
Renewal period
Ninety (90) days prior to expiration date
Late renewal period
Up to 1 years after the expiration date
Surplus Lines Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Auto Damage Appraiser
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date
Insurance Adviser
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Thirty (30) days past the expiration dates
Life Settlement Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Public Insurance Adjuster
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Thirty (30) days past the expiration dates.
Reinsurance Intermediary Broker
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Reinsurance Intermediary Manager
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
N/A
Motor Club
Renewal period
Ninety (90) days prior to expiration date.
Late renewal period
Up to 1 years after the expiration date.
Continuing Education
- NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Verify My CE to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date. It generally takes up to 72 hours from the compliance date for the status to be updated in our system.
- The NIPR does not maintain or process course completion data. Access to the renewal application is granted once the state electronically notifies the NIPR that you are CE compliant. We are unable to override the status. You may select your resident state name from the map on the following link: /map_continuing_education_requirements.htm to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date. It generally takes up to 72 hours from the compliance date for the status to be updated in our system.
- Additional Training Requirements From Massachusetts Department of Insurance:
- Flood: To sell flood insurance through the NFIP, Massachusetts licensed producers must complete 3 hours of Massachusetts approved continuing education relating to the National Flood Insurance Program. There are currently over 60 approved flood-related courses in MA. Flood courses will count toward the total credit hours required to renew a P&C license. For NFIP information and other flood related information, please visit Flood Insurance Information for Producers | Mass.gov. Please consider taking any Massachusetts approved flood course during your next renewal. Approved courses can be found using State Based Systems.
- Annuity Products: Prior to the sale of annuity products in Massachusetts, a producer must complete a one-time approved CE course equivalent to at least 4 CE credits. Please refer to 211 CMR 96.06 for further guidance. Approved courses can be found using State Based Systems
- Long Term Care: An individual shall not sell, solicit or negotiate Long Term Care insurance in the Commonwealth unless the individual is licensed as an insurance producer for health, accident or sickness and has completed a 1-time training course. The 1-time training requirement shall be not less than eight (8) hours, and the ongoing training required shall be not less than four (4) hours every 24 months. For approved Long Term Care course in Massachusetts, please visit State Based Systems.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Life
- Accident & Health or Sickness
- Variable Life & Variable Annuity
- Property
- Casualty
- Personal Lines
Public Insurance Adjuster
- Public Insurance Adjuster
Contact Information
Mailing Address
Massachusetts Division of Insurance
1 Federal Street
Suite 700
Boston, MA 02110
United States
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.