State Requirements

Missouri / Resident Licensing / Individual

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  • Fees shown are state fees only. These fees do not include NIPR transaction fees.
  • All fees are charged per application.
  • Applicants who are reinstating an inactive license will be charged the initial licensing fee.

  • PLEASE NOTE: If you receive a duplicate application warning from NIPR, please STOP and call the NIPR help desk or the department’s help desk at 573-751-3518 to determine the cause of the warning and prevent duplicate fee payments, which may not be refundable.

    Avoid these common errors that cause duplicate fee payments:

  • Applicant marked the incorrect line of authority when completing the application.
  • Applicant applied for a business entity producer (BEP) license that was already held by the BEP.
  • Applicant completed two (2) identical applications.
  • Applicant applied for a license they are not required to hold.

Insurance Producer

  • Fee: $100.00
  • Amendment Fee: $100.00

Surplus Lines

  • Fee: $100.00

Motor Vehicle Extended Services Contract

Line of Authority Combination: No Line of Authority Required

  • Fee: $25.00

Bail Bond Agent

  • Renewal Fee: $150.00

General Bail Bond Agent

  • Renewal Fee: $150.00

• Limited Lines Self-Service Storage Producer

  • Renewal Fee: $100.00

Navigator

  • Renewal Fee: $25.00

Public Adjuster

  • Renewal Fee: $100.00

Public Adjuster Solicitor

  • Renewal Fee: $100.00

Surety Recovery Agent

  • Renewal Fee: $150.00
  • NIPR verifies exams prior to allowing submission of an application.
  • Please note that license class names can vary by state.
PRODUCER

Insurance Producer

Exam Required

  • Life
  • Accident & Health or Sickness
  • Property
  • Casualty
  • Personal Lines
  • Crop
  • Title

No Exam Required

  • Variable Life and Variable Annuities
  • Credit
  • Travel
Adjuster

Public Adjuster

Exam Required

  • Public Adjuster

Public Adjuster Solicitor

Exam Required

  • Public Adjuster Solicitor
OTHER

Surplus Lines

Exam Required

  • Surplus Lines

Motor Vehicle Extended Services Contract

  • Motor Vehicle Extended Services Contract

Bail Bond Agent

Exam Required

  • Bail Bond Agent

General Bail Bond Agent

No Exam Required

  • General Bail Bond Agent

Limited Lines Self-Service Storage Producer

No Exam Required

  • Limited Lines Self-Service Storage Producer

Navigator

Exam Required

  • Navigator

Applicant Can

  • Submit initial license for individuals electronically.
  • Submit major lines of authority.
  • Submit limited lines of authority.
  • Submit Surplus Lines for individuals.
  • Add lines of authority (amend) to an existing active license.
  • Reinstate/reapply through NIPR's Resident License (RL) Application.
  • Print licenses electronically.

Business Rules

Note: The Missouri Department of Commerce and Insurance does not issue Letters of Certification or Letters of Clearance. If your new resident state requires a Letter of Clearance, Missouri may cancel your license upon request and/or update your license to non-resident status. Once the cancellation and/or changes are complete, the status of your license may be verified by all states through the National Producer Database (PDB) or through SBS.

 

  • Applicants with a status reason of Voluntary Surrender are not eligible for renewal.  Applicant is required to apply as a new applicant and meet all initial licensing requirements. 

  • An applicant may not apply electronically if a resident license was held in another state within the past ninety (90) days.

  • Applicant must provide a residence and/or business address in the state.

  • Applicant must not a have an active non-resident license in the state.

  • Motor Vehicle Extended Services Contract applicants may reapply through Resident Licensing application the day after expiration date. New licensing requirements will need to be met. 

  • Applicant applying for line of authority (LOA) of Variable Life and Variable Annuities must hold active resident Life line of authority (LOA) or be applying for Life line of authority (LOA).

  • Resident Surplus Lines Producers must hold an active Insurance Producer license with active Property and Casualty lines of authority (LOA).

  •  Insurance Producer applicants with the exception of Motor Vehicle Extended Services Contract, will be allowed to late-renew their license electronically for up to one year past license expiration date. 

  • Applicants must be 21 years old or older as determined from the applicant’s Date of Birth for the following classes: Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent.

  • Limited Lines Self-Service Storage Producer applicants are required to complete qualified training program.  Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q10fw6d30qxizwd/).

  • Public Adjuster applicants are required to submit supplemental documentation. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/qu1vpmf0giihob/).

  • Applicants applying for the Bail Bond Agent, General Bail Bond Agent, and Surety Recovery Agent license classes must be US Citizen.

  • Bail Bond Agent applicants are required to submit supplemental documentation and fingerprints. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1is1v5n0yg5wvj/).  Missouri requires fingerprints to be resubmitted through MACHS. For further information on how to submit fingerprints through their system, please visit: https://www.machs.mo.gov/MACHSFP/home.html. The registration number for DCI when submitting fingerprints is 2955.

  • General Bail Bond Agent license requires that applicant has previously held a Bail Bond Agent license for two years.

  • General Bail Bond applicants are required to submit supplemental documentation and fingerprints. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1thbjc50davnvj/). Missouri requires fingerprints to be resubmitted through MACHS. For further information on how to submit fingerprints through their system, please visit: https://www.machs.mo.gov/MACHSFP/home.html. The registration number for DCI when submitting fingerprints is 2955.

  • Surety Recovery Agent applicants are required to submit supplemental documentation and fingerprints. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q15caz5912cu31b/).  Missouri requires fingerprints to be resubmitted through MACHS. For further information on how to submit fingerprints through their system, please visit: https://www.machs.mo.gov/MACHSFP/home.html. The registration number for DCI when submitting fingerprints is 2955.

  • Public Adjuster Solicitor applicants are required to submit supplemental documentation. Please submit the form located at(https://stateofmissouri.wufoo.com/forms/q1x983ay0gaszca/).

  • Navigator applicants are required to submit supplemental documentation and to pass the Navigator exam or actively hold a Federal Certified Marketplace Certificate. Please submit the form located at (https://stateofmissouri.wufoo.com/forms/q1orbvi817xcvel/).

  • Surplus Lines applicant can reapply for their license starting the day after the expiration date. Note: exam requirements and all initial licensing requirements apply for Surplus Lines reinstatement transactions.

  • If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
    • Non-citizens must submit work authorization.

Contact Information

Mailing Address

Missouri Department of Commerce and Insurance
P.O. Box 690
Jefferson City, MO 65102
United States

Phone: (573) 751-3518
Fax: (573) 526-3416
Email: licensing@insurance.mo.gov

Go to State Website

Frequently Asked Questions

Online printing information can be found by going to NIPR's license print page and selecting the state.

  • One Year

Missouri licensees can submit primary name changes electronically through NIPR. Please access the following link: https://pdb.nipr.com/my-nipr/frontend/identify-licensee

 

Missouri licensees can submit primary name changes electronically through NIPR. Please access the following link: https://pdb.nipr.com/my-nipr/frontend/identify-licensee

 

 

 

 

  • MO Dept of Revenue
  • (573) 522-3620

  • Licensee must submit a signed statement indicating that they wish to cancel or surrender license or line of authority. Statement must include licensee name and license number.

The one-time waiver applies to military families, which is defined as active duty members, their spouses, honorably discharged veterans and their spouses, and surviving spouses of deceased service members who have not remarried. (325.015.1 RSMo).  To apply for the waiver go to https://insurance.mo.gov/license-fee-waiver.php.  Please note that you will have to apply on paper if you receive the waiver.  The paper application may be found at  https://insurance.mo.gov/industry/forms/index.php.

The one-time low-income waiver applies to any individual a) whose household adjusted gross income is below one hundred thirty percent of the federal poverty line or a higher threshold to be set by the department of commerce and insurance by rule; or (b)  who is enrolled in a state or federal public assistance program including, but not limited to, Temporary Assistance for Needy Families, the MO HealthNet program, or the Supplemental Nutrition Assistance Program.  (325.015.1(3) RSMo).  To apply for the waiver go to https://insurance.mo.gov/license-fee-waiver-li.php.  Please note that you will have to apply on paper if you receive the waiver.  The paper application may be found at  https://insurance.mo.gov/industry/forms/index.php.

 

NIPR is currently working with Missouri to make access to Continuing Education (CE) transcript data available via MYNIPR. 

 

Click here to be directed to MyNIPR application.