Fees
Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Resident Disabled Veterans are exempt from fee below.
- All fees are charged per application.
- Note: New Jersey allows a thirty (30) day grace period to renew license without late fee after license expiration date.
Insurance Producer
Line of Authority Combination:
Life, Accident & Health or Sickness, Variable Life and Variable Annuity, Property, Casualty, Personal Lines, Reinsurance, Life with Viatical, Surplus Lines, Title
Renewal fee:
$150
Late renewal fee:
$250
Insurance Producer
Line of Authority Combination:
Car Rental, Credit, Travel, Pet, Legal, Self Storage Personal Property, Bail Bond, Group Mortgage Cancellation
Renewal fee:
$75
Late renewal fee:
$125
Public Adjuster
Renewal fee:
$50
Late renewal fee:
$50
Lines of Authority
Please note that license class names can vary by state.
Insurance Producer
CE Required
Life, Accident & Health or Sickness, Property, Casualty, Variable Life and Variable Annuity, Personal Lines, Title, Surplus Lines
CE Not Required
Bail Bond, Car Rental, Credit, Travel, Pet, Legal, Self Storage Personal Property, Group Mortgage Cancellation
Public Adjuster
CE Required
No Line of Authority Required
Rules and Regulations
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for surplus lines for individuals.
- Late renew through NIPR's Resident License Renewal Application.
- License printing available electronically.
- Print Licenses Electronically.
Applicant Cannot
- Submit partial renewals.
Business Rules
An affiliation is not required and the applicant may skip the "Affiliations" page on the uniform application.
New Jersey will allow reinstatement of a license through NIPR's Resident License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR's Resident Renewal Application.
Applicants who have major lines of authority, Surplus Lines, or Title, are required to fulfill twenty-four (24) hours of certified education (CE), with three (3) of those hours in ethics.
Insurance Producers with limited lines only licenses are not required to fulfill CE requirements.
Applicants must provide a valid residence or business address in the state of New Jersey. Addresses may not include P.O. Box.
Applicants must not have an active non-resident license in New Jersey.
Applicants must answer, "Are you a disabled veteran?" If answer is yes, applicant must send proof to the state of Disabled Veteran status such as a recent letter from the Veteran's Administration.
If applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.
Special Instructions
For affirmative responses to background questions:
Glenn Beach
New Jersey Department of Banking & Insurance
P.O. Box 329
Trenton, NJ 08625-0329
Licensing Fax: (609) 984-5263
License Processing Email: inslic@dobi.nj.gov
New Jersey Residents must contact IdentoGo in regards to fingerprint information.
They may be contacted at:
Phone: 1-877-503-5981
Hearing Impaired: 1-800-673-0353
Website: http://www.identogo.com
Renewal Periods
Note: Licenses renew biennially on the last day of the birth month.
- All License Classes
- Renewal Period: Ninety (90) days prior to expiration date - expiration date of license.
- Renewal Grace Period: Up to thirty (30) days after license expiration.
- Late Renewal: Thirty-one (31) days after expiration date – one (1) year past expiration date.
Continuing Education
NIPR verifies compliance with the states CE requirement prior to allowing submission of a renewal application. You may select your resident state on the following link: Verify My CE to view your CE transcript and determine whether the state has updated your status to compliant in their system and on what date. It generally takes up to 72 hours from the compliance date for the status to be updated in our system.
The following license classes/lines of authority must be CE compliant:
Insurance Producer
- Life
- Accident & Health or Sickness
- Property
- Casualty
- Variable Life and Variable Annuity
- Personal Lines
- Title
- Surplus Lines
Public Adjuster
- No Line of Authority Required
Contact Information
Mailing Address
New Jersey Department of Banking & Insurance
P.O. Box 325
Trenton, NJ 08625-0325
United States
Phone: (609) 292-7272
Email: inslic@dobi.nj.gov
Fax: (609) 777-0508
Hotline: (800) 446-7467
State overview page
Learn more about state-specific licensing requirements and associate fees to ensure you have all the necessary information for compliance.
