State Requirements

Business Rules

• Licensing Specific Requirements: 
  • Applicants may not enter DBA name. 
  • Applicants that are required to submit supplemental documentation will need to visit WAOIC website for required forms and additional information. Documents may be uploaded to the Additional Documents section of the NIPR Attachments Warehouse. 
  • Fingerprint Submission: Washington applicants must be fingerprinted by Idemia (IdentoGO). To schedule and pay for fingerprinting, go to https://www.identogo.com/locations/washington. Additional information can be found on Washington’s website at https://www.insurance.wa.gov/fingerprint-requirements. If you submitted fingerprints to Washington in the last 12 months, you’re not required to submit fingerprints.  

• Amendment Guidelines:
  • Amendments are NOT allowed through NIPR. Applicants are required to submit amendments directly to Washington Office of the Insurance Commissioner on Get licensed | Washington state Office of the Insurance Commissioner.   

• Limited Lines Guidelines:
  • Applicants that need to apply for Limited Lines of Credit, Surety, or Travel must apply directly to Washington Office of the Insurance Commissioner on  Get licensed | Washington state Office of the Insurance Commissioner.   

• Reinstatement Guidelines:
  • Applicants that need to reinstate a license Sixty-one days through year after expiration date must apply directly to Washington Office of the Insurance Commissioner on  Get licensed | Washington state Office of the Insurance Commissioner.   

• Reapply Guidelines: Applicant may reapply as new for the following license classes one year after expiration date:  
  • Insurance Producer  
  • Surplus Lines Broker
  • Life Settlement Broker

• Variable Life and Variable Annuity:
  • Applicants for the Variable Life and Variable Annuity must supply FINRA CRD number (https://brokercheck.finra.org/) on application.  
  • Variable Life and Variable Annuity applicants must hold active resident life LOA, or apply concurrently for life LOA, to be eligible for Variable Life and Variable Annuity.

• Personal Lines:
  • Applicants cannot apply for Personal Lines if they already hold Property and Casualty or are applying for Property and Casualty at the same time.  

• Surplus Lines:
  • Surplus Lines Broker applicants must first hold an active Insurance Producer license with Property and Casualty in Washington before applying.

• Life Settlement Broker:
  • Insurance Producer Life license must be active in any state, for one year before applying for a Life Settlement Broker license.  
  • Applicants applying for Life Settlement Broker license must also hold an active Insurance Producer Life license in Washington. 

• Background Questions: If an applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse.