State Requirements

Business Rules

• Applicants Please Read: 
  • Once your application has been submitted to the State of Wisconsin, you will have 90 days to submit any required information/requirements. Failure to supply the required documentation will cause your application to be CLOSED as EXPIRED. Fees are non-refundable.
  • If you applied for a license type in error, you will need to submit a written request to our office requesting the withdrawal of the application. The application process and the withdrawal of the application represents an administrative expense for the agency and, therefore, the fees are non-refundable.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

• Intermediary individual means an agent, producer or an insurance broker.

• Please note: Wisconsin now uses the National Producer Number (NPN) as the license number.

• The Intermediary (Agent) Individual license on the Producer Database and license certificate will display as Intermediary (Producer) Individual on the online application to help Producers select the correct license class. These two license class names are the same.

• Applicant's name, birth date, license number, state of residence, Tax ID, and National Producer Number (NPN) must match current Producer Database (PDB) record for resident state.

• Individual Employee Benefit Plan Administrator (EBPA) applicants and Managing General Agent (MGA) Individual applicants must actively hold a Wisconsin Intermediary (Producer) Individual license on PDB.

• Intermediary (Producer) Individuals must reapply more than one (1) year after license expiration date through the Non-Resident Licensing (NRL) Application.

• If adding new lines of authority while license is in reinstatement period (late renewal), applicant must reinstate through NRR before amending.

• If applying for new lines of authority but currently under the reinstatement period for  other lines of authority, applicant will need to surrender those lines of authority first by sending a statement to ociagentlicensing@wisconsin.gov before the new lines of authority can be applied for.  After the lines of authority are in ‘Voluntary Surrender’ status on the Producer Database (PDB), applicant will be able to use the Non-Resident License (NRL) application to apply for new lines.

• Applicants holding or applying for Property and Casualty LOAs cannot apply for Personal Lines P&C. This authority is included in the major lines of Property and Casualty in the State of Wisconsin.

• Applicants already holding Personal Lines P&C can apply for Property and Casualty LOAs.

• Life Settlement (Viatical Settlement) applicants must submit the following to the state:
  • An original endorsement from a licensed insurer identifying professional liability insurance held in an amount not less than $1 million total annual aggregate.
  • A list of licensed providers and provide the name and addresses of companies the broker will be representing.
  • Provide evidence of completion of the life settlement 8-hour training requirement
  • Applicants can email the documentation to the state.

• Employee Benefit Plan Administrator applicants must submit the following to the state:
  • Proof of a new original Performance Bond (signed & sealed) between $15,000.00 and $500,000.00.
  • Financial Statements for the administrator's most recent completed fiscal year. (balance sheet & income statement). NOTE: The financial statements must be those of the applicant. If the financial statements combine the applicant with parent or affiliated entities, they must include a deconsolidating spreadsheet breaking out the applicant's balance sheet and income statement. Statements are not required to be audited.
  • Applicants must mail original performance bond directly to the state. All other documentation may be submitted via email at ociagentlicensing@wisconsin.gov.
• Public Adjuster applicants who supply a resident state in their transaction that is in the following list must pass the Wisconsin Public Adjuster examination.
  • Alabama
  • Alaska
  • Arkansas
  • Maine
  • Oregon
  • South Dakota
  • Wyoming

• Public Adjuster applicants must submit proof of a performance bond. The minimum requirement for the performance bond is $20,000. Applicant must send an original performance bond (signed and sealed) directly to the Wisconsin Office of the Commissioner of Insurance via regular mail to the following address:

                                     Office of the Commissioner of Insurance

                                     P.O. Box 7872

                                     Madison WI 53707-7872

• Public Adjuster applicants: Section 629.02 (2) (d), Wis. Stat, in order to be licensed in Wisconsin, individual needs to maintain a home office in the individual’s state of residence and be available to the public at that office through reasonable appointment or regular business hours.

• Applicant must submit the following to ociagentlicensing@wisconsin.gov
  • Address of home office in state of residence