WEST VIRGINIA Resident Licensing for Individuals

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Primary Rules    |   License Printing    |   Business Rules   |   State Offerings   |   License Fees   |   Contacts & FAQs

State Announcements

Applicants applying for an adjuster or surplus lines license before March 1, will be required to renew the license at the upcoming license renewal (May 31). Applicants applying for a Business Entity license before March 1, will also be required to renew the license at the upcoming license renewal (June 30). If you plan to do business in West Virginia before March 1, you must be licensed.

 

The license expiration date is as follows:

  • Insurance producer – Last Day of Birth Month Biennially
  • Adjuster & Surplus Lines - Renew 5/31 Annually

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

Applicant must not hold another active resident license in another state.

Applicant must not have an active West Virginia non-resident license.

Applicant must not have had any insurance license in any state issued to applicant that is revoked or suspended at the date of application.

Surplus lines applicants must actively hold both property and casualty lines of authority (LOAs) in West Virginia.

Applicant must actively hold or be applying for life to apply for variable contracts.

Applicant must provide a valid West Virginia resident address.

Applicants for the variable LOA must supply FINRA CRD number on application.

All Individual RL applicants applying for West Virginia Major Lines are required to submit fingerprint documentation to the state. This should be completed as soon as possible. The West Virginia Offices of the Insurance Commissioner (WVOIC) requires the fingerprinting reports be submitted within fifteen (15) days after applying. Please visit the WVOIC website at www.wvinsurance.gov and navigate to the "Agent Licensing" section to find the fingerprinting instructions.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Insurance Producer Life
Insurance Producer Accident & Sickness
Insurance Producer Property
Insurance Producer Casualty
Insurance Producer Personal Lines
Insurance Producer Variable Annuity
Insurance Producer Crop Insurance
Insurance Producer Credit
Insurance Producer Car Rental
Insurance Producer Surety
Insurance Producer Travel
Insurance Producer Title
Insurance Producer Limited Lines – Other
Company Adjuster None
Crop Adjuster None
Public Adjuster None
Surplus Lines None

Company Adjuster: An individual representing the interests of the insurer, including independent contractors with the insurer and salaried employees of the insurer.

Public Adjuster: Any person who, for compensation or any other thing of value and solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured, acts on behalf of the insured in negotiating for, or effecting the settlement of a claim for loss or damage covered by an insurance contract. A person who advertises for employment as a public adjuster or solicits business or represents himself or herself to the public as a public adjuster.

A person who directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured.

Surplus Lines: An individual licensed pursuant to the provisions of WVSCR 114-20 and W. Va. Code §33-12C-8 for the purposes of placing insurance on risks resident, located or to be performed in this state, with a surplus lines insurer.

Surplus lines insurance or excess lines insurance: Any property and casualty insurance in this state of properties, risks or exposures, located or to be performed in the state, permitted to be placed through a surplus lines licensee with a non-admitted insurer eligible to accept such insurance.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee *
Insurance Producer / All LOAs $50.00
Company Adjuster / None $25.00
Crop Adjuster / None $25.00
Public Adjuster / None $25.00
Surplus Lines / None $200.00

* Per application.
* West Virginia does not charge a fee to amend an existing license

Contacts

Last Update: 9/08/2017

WEST VIRGINIA Resident Licensing for Business Entities

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Primary Rules    |   License Printing    |   Business Rules   |   State Offerings   |   License Fees   |   Contacts & FAQs

State Announcements

Applicants applying for an adjuster or surplus lines license before March 1, will be required to renew the license at the upcoming license renewal (May 31). Applicants applying for a Business Entity license before March 1, will also be required to renew the license at the upcoming license renewal (June 30). If you plan to do business in West Virginia before March 1, you must be licensed.

 

The license expiration date is as follows:

  • Business Entity – Renew 6/30 Annually

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Applicant's license number, state of residence and Tax ID must match current Producer Database (PDB) record for resident state.

Applicant may not apply for a license in their own resident state.

Applicants can reapply for a license if license has been inactive more than one (1) year with status reason of renewal payment not received, or license is inactive for any length of time with any status reason other than renewal payment not received.

At least one (1) Designated Responsible Licensed Producer (DRLP) must have an active resident or non-resident license in West Virginia.

Applicants applying for Travel Insurance Business Entity license class must submit Retail Locations form to West Virginia. The form can be found on the West Virginia website at - http://www.wvinsurance.gov/AgentLicensing/AgentLicensingForms.aspx – then select the Travel BE Retailer Form within the Agency Licensing section. Instructions are provided on the form.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Business Entity None Yes
Travel Insurance Business Entity Travel Yes

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Amendment Fee *
Business Entity / None $200.00 NA
Travel Insurance Business Entity $200.00 NA

* Per application.

Contacts

Last Update: 9/08/2017

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