ALABAMA Non-Resident Licensing for Individuals

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State Announcements

Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees. Proof may be submitted using this link: [https://aldoi.gov/LicenseeCZ/Initial.aspx]. Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act. Citizenship verification is required of ALL APPLICANTS. There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof. Your license will not be renewed or issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: fees paid are non-refundable.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be eighteen (18) years old or older as determined from the applicant's date of birth.

The Residence Address for Individuals cannot be a P.O. Box.

If applicant holds a Surety line of authority (LOA) in their resident state, applicant should use Alabama's Non-Resident Reciprocal-Surety line of authority as the equivalent.

Service Representative and Pre-Need Sales Agent license class requires an appointment before transacting business

Applicants may not apply for or hold Portable Electronics Insurance Small and Large simultaneously.

Alabama Citizenship Law

  • Under Alabama Act no. 2011-535, an alien who is not lawfully present in the United States and who is not defined as an alien eligible for public benefits under 8 U.S.C. § 1621(a) or 8 U.S.C. § 1641 shall not receive any state or local public benefits, including a professional or commercial license provided by an agency of state government.
  • Any person who knowingly makes a false, fictitious, or fraudulent statement or representation in a declaration of United States citizenship commits perjury in the second degree, a Class A misdemeanor punishable by a definite term of imprisonment in the county jail or to hard labor for the county of not more than one year and a definite fine not exceeding $6,000. Alabama Act no. 2011-535, § 7(h).
  • Eligibility will be verified through the Systematic Alien Verification for Entitlements program operated within the United States Department of Homeland Security.

Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees.  Proof may be submitted using this link: https://aldoi.gov/LicenseeCZ/Initial.aspx.  Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act.  Citizenship verification is required of ALL APPLICANTS.  There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof.  Your license will not be renewed or issued until this documentation is received.  If information is not received within 10 days your application will be rejected.  Please note:  fees paid are non-refundable.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on your license. To verify the effective date, you may also visit the state.


State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA)
Insurance Producer Life
Insurance Producer Accident & Health or Sickness
Insurance Producer Property
Insurance Producer Casualty
Insurance Producer Personal Lines
Insurance Producer Variable Life and Variable Annuity
Insurance Producer Credit
Insurance Producer Rental Vehicle
Insurance Producer Crop
Insurance Producer Travel
Insurance Producer Dental Services
Insurance Producer Legal Services
Insurance Producer Bail Bond
Insurance Producer Motor Club
Insurance Producer Self-Service Storage Facility
Producer Non-Resident Reciprocal - Surety
Service Representative Property
Service Representative Casualty
Service Representative Personal Lines
Surplus Line Broker None
Portable Electronics Small None
Portable Electronics Large None
PreNeed Sales Agent PreNeed Sales Agent

* Applications for Other lines of authority will defer to state for approval.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee Amendment Fee
Insurance Producer / All LOAs $80.00 $80.00 $80.00
Service Representative / All LOAs $0.00
License fee will be included in appointment fee.
$0.00
License fee will be included in appointment fee.
$0.00
License fee will be included in appointment fee.
Surplus Lines Broker / None $230.00 $230.00 N/A
Portable Electronics Insurance Small / None $100.00 $100.00 N/A
Portable Electronics Insurance Large / None $1,000.00 $1,000.00 N/A
PreNeed Sales Agent / All LOAs $0.00
License fee will be included in appointment fee.
N/A N/A

* Per application.  

Contacts

Last Update: 11/09/2018

ALABAMA Non-Resident Licensing for Business Entities

APPLY HERE

State Announcements

Beginning on December 15, 2015, Proof of U.S. Citizenship is required for all applicants and licensees. Proof may be submitted using this link: [https://aldoi.gov/LicenseeCZ/Initial.aspx]. Proof is required in accordance with the Beason-Hammon Taxpayer and Citizen Protection Act. Citizenship verification is required of ALL APPLICANTS. There are sixteen different identifiers, including your official driver's license, any one of which can be used as proof. Your license will not be renewed or issued until this documentation is received. If information is not received within 10 days your application will be rejected. Please note: fees paid are non-refundable.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Non-Resident License (NRL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Business entities must be a legal business types:

  • Partnership
  • Limited Liability Company
  • Limited Liability Partnership
  • Corporation

The business Address for Business Entities cannot be a P.O. Box.

Applicant must be registered with the Alabama Secretary of State. Applicants will be contacted by the state if the registration is not in place; and fees will not be refunded. The designated insurance producer(s) must currently hold the lines of authority requested on the business entity application. The application will be declined and fees not refunded, if the designated insurance producer(s) is not licensed at the time of application. Please check the state website to make sure designated insurance producers are currently licensed.

Business Entity, Surplus Line Broker Agency applicants must provide at least one officer and director.

At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application.

All Designated Responsible Licensed Producers provided must have an active Alabama License.

Designated Responsible Licensed Producers provided on the application must cumulatively cover the Lines of Authority being applied for.

At least one (1) Designated Responsible Licensed Producer entered for Portable Electronics Insurance Small must actively be licensed as a Portable Electronics Insurance Small in AL. 

At least one (1) Designated Responsible Licensed Producer entered for Portable Electronics Insurance Large must actively hold a Portable Electronics Insurance Large in AL. 

Applicants may not apply for or hold Portable Electronics Insurance Small and Large simultaneously.

Applicants who actively hold any of the separate Lines of Authority: Property and Casualty (excluding Workers' Compensation and Crop), Workers' Compensation or Crop cannot apply for Property and Casualty (including Workers' Compensation and Crop) Line of Authority.

Applicants who actively hold a Property and Casualty (including Workers' Compensation and Crop) Line of Authority cannot apply for the separate Property and Casualty (excluding Workers' Compensation and Crop), Workers' Compensation or Crop Line of Authority.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Please note: There may be a variance of seven (7) to ten (10) days between the effective date communicated in the email response generated from NIPR's online application and the actual effective date assigned by the state of Alabama. The actual effective date will be submitted to the Producer Database (PDB) and printed on your license. To verify the effective date, you may also visit the state.


State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Insurance Producer Life Yes
Insurance Producer Accident & Health or Sickness Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Personal Lines Yes
Insurance Producer Variable Life and Variable Annuity Yes
Insurance Producer Credit Yes
Insurance Producer Rental Vehicle Yes
Insurance Producer Crop Yes
Insurance Producer Travel Yes
Insurance Producer Dental Services Yes
Insurance Producer Legal Services Yes
Insurance Producer Bail Bond Yes
Insurance Producer Motor Club Yes
Insurance Producer Self-Service Storage Facility Yes
Surplus Line Broker None Yes
Adjuster Crop Yes
Adjuster Property and Casualty (excluding Workers' Compensation and Crop) Yes
Adjuster Property and Casualty (including Workers' Compensation and Crop) Yes
Adjuster Workers' Compensation Yes
Portable Electronics Insurance Small None No
Portable Electronics Insurance Large None No

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee Amendment Fee
Insurance Producer / All LOAs $130.00 $130.00 $130.00
Adjuster / All LOAs $230.00 $230.00 $230.00
Surplus Line Broker Agency / None $530.00 $530.00 N/A
Portable Electronics Insurance Small / None $100.00 $100.00 N/A
Portable Electronics Insurance Large / None $1,000.00 $1,000.00 N/A

* Per application.

Contacts

Last Update: 11/09/2018

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