State Requirements

Business Rules

• Surplus Lines applicants must be licensed as a property/casualty agent for 3 years.  No exceptions.
  •  You must complete the Surplus Lines application via NIPR.com
    • $1,035.00 fee is paid online at the time the application is submitted
    • $50.00 Exam fee is paid at the time the exam is scheduled
    • $24.00 Criminal Background Fee is paid electronically when the background is submitted*
    • Residents must also attach a bond, Form AID-LI-SLBB, in favor of the State of Arkansas in the amount of $50,000.
    • The bond must be mailed to:

                                                                        Attn: Licensing Division
                                                               Arkansas Department of Commerce
                                                                  Arkansas Insurance Department
                                                                   1 Commerce Way, Suite 104
                                                                        Little Rock, AR 72202   

                                                                                   Or by email to:

                                                       Insurance.License@arkansas.gov Attn: Licensing Division

• MET, MEWA, Self Funded Plans, TPA, and MGA license classes will not be offered electronically at this time and will not display on PDB at this time due to all of them receiving a registration and not a license.

• Once Arkansas Department of Insurance receives all required information, the resident application will be processed. Please note that license applications are processed in the order received after all forms and exams (if applicable) have been received.  For questions or inquiries, email examschedule@psionline.com.

• Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

• Canadian citizens cannot apply for a resident license electronically.

• Applicant must provide a valid business email address.

• Applicants licensed in another state and moving to Arkansas, should contact the Arkansas Insurance Department Licensing Division at Insurance.License@arkansas.gov for more information.

• Before a license with the variable line of authority (LOA) will be issued, the applicant must provide Arkansas Department of Insurance proof of Series 6 and Series 7.

• Reapplication is allowed up to one (1) year after license expiration date.

• For individuals, the residence address must be in Arkansas.

• Life Settlement Producer may only be applied for electronically if they apply for an insurance producer license or currently hold an active Resident Producer license in the state of Arkansas.

• Exam Information:
  • If the applicant is applying for an insurance producer license or adjuster license, an exam must first be passed before a license will be issued. The exception to this rule is if the applicant is applying for the Variable Life and Variable Annuity LOA. This LOA does not require an exam.
  • A consultant applicant must hold an active insurance producer license in Arkansas on PDB.
  • An exam is required for reapplication if license classes require an exam on the initial application.
  • Exams are valid for one (1) year.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.