FLORIDA Resident Licensing for Individuals


State Announcements

There are no announcements for Florida at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
No Accepts major lines of authority.
No Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
No Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old as determined from the applicant's date of birth.

Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states, and valid U.S. resident and business mailing addresses.

Florida will not allow resident and or business address fields to contain a P.O. Box address.

Applicant must provide a valid business phone number and business or personal email address on the application.

All phone and fax numbers may not begin with zero.

Florida does not issue or recognize 1033 consent waivers.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

All applicants must be fingerprinted through Florida's vendor, MorphoTrust USA, formerly L-1 Enrollment. Register or request fingerprint cards be mailed, and pay for fingerprinting by visiting Florida's state website or by calling 1-800-528-1358. The fingerprinting fee is $50.30. If fingerprints have been submitted to Florida within the last 12 months, applicant does not need to submit fingerprints. If applicant currently holds a valid Florida insurance license and submitted fingerprints within the last 48 months, additional fingerprints do not need to be submitted.

Pending misdemeanor crimes or misdemeanors within the previous twelve months are not excluded and must be reported on the application for licensure.

Persons who have committed certain felonies are permanently barred from applying for licensure. Other felonies and certain misdemeanors require the applicant to wait for a disqualifying period to lapse prior to applying for licensure. The permanent bar and the disqualifying periods apply regardless of whether adjudication was withheld or an applicant's civil rights have been restored. Please visit Florida's state website for more detailed information to review prior to applying for licensure.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Exam Required (not needed to submit application)
Agent Surplus Lines Yes

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee * Amendment Fee
Agent / Surplus Lines $55.00 $55.00 (Same total as initial licensing fee) N/A

* Per application.


Last Update: 8/08/2018


FLORIDA Resident Licensing for Business Entities


The state of Florida does not license business entities through NIPR.


Last Update: 12/19/2016