- Fees shown are state fees only. These fees do not include NIPR transaction fees.
- Fees are per application and are deemed earned when received and are not refundable, per KRS304.9-200(4).
- Applicants renewing an Agent license that hold at least one (1) active appointment in Kentucky are not charged the renewal fee, but are charged the late fee if the license is renewed past the expiration date.
- Kentucky allows a grace period with late penalty fee. The late penalty will be applied the 1st day after license expiration date up until two (2) months after license expiration month.
- ExpMth+0 = Expiration Month
- ExpMth+1 = 1st day of month after license expire month (Late fee charged)
- ExpMth+2 = 1st day of 2nd month after license expire month (Late fee charged)
- ExpMth+3 = 1st day of 3rd month after license expire month (License cancelled. No renewal allowed. Applicant will have to apply as new)
- An individual submitting insurance application or renewal fees who is the spouse of a current member of the Armed Forces of the United States who is assigned a duty station in the Commonwealth of Kentucky shall be eligible for refund of fees, pursuant to KRS 12:357. Upon notification to the Kentucky Department of Insurance, the fees will be refunded to the individual within thirty (30) days of their submission if the applicant demonstrates compliance with the requirements of KRS 12:357.
- To demonstrate compliance with KRS 12.357, an applicant shall include the following with their application:
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1. Proof that the applicant is married to a current member of the Armed Forces of the United States;
2. Proof that the applicant's spouse is assigned to a duty station in the Commonwealth of Kentucky; and
3. Proof that the applicant has satisfied all statutory and regulatory pre-licensing course of study requirements, and all statutory and regulatory examination requirements, or proof that the applicant holds a valid individual insurance license issued by another state, the District of Columbia, or any possession or territory of the United States.
Agent
- Renewal Fee: $0.00
- Late Renewal Fee: $50.00
- Fee Disclaimers: (with active appointment)
Agent
- Renewal Fee: $50.00
- Late Renewal Fee: $100.00
- Fee Disclaimers: (no active appointment)
Administrator - (Third Party Administrator)
- Renewal Fee: $50.00
- Late Renewal Fee: $100.00
Consultant Life & Health
- Renewal Fee: $100.00
- Late Renewal Fee: $200.00
Consultant Property & Casualty
- Renewal Fee: $100.00
- Late Renewal Fee: $200.00
Life Settlement Broker
- Renewal Fee: $500.00
- Late Renewal Fee: $1000.00
Life Settlement Provider
- Renewal Fee: $250.00
- Late Renewal Fee: $500.00
Managing General Agent
- Renewal Fee: $100.00
- Late Renewal Fee: $200.00
Reinsurance Intermediary Broker
- Renewal Fee: $100.00
- Late Renewal Fee: $200.00
Reinsurance Intermediary Manager
- Renewal Fee: $100.00
- Late Renewal Fee: $200.00
Rental Vehicle Managing Employee
- Renewal Fee: $40.00
- Late Renewal Fee: $80.00
Surplus Line Broker
- Renewal Fee: $100.00
- Late Renewal Fee: $200.00
- Please note that license class names can vary by state.
Agent
- Life
- Health
- Variable Life / Variable Annuity
- Property
- Casualty
- Personal Lines
- Crop
- Credit
- Travel
- Self-Service Storage Space
- Vehicle Physical Damage
- Vending Machine
- Pre-Need Funeral
Administrator - (Third Party Administrator)
- No Line of Authority Required
Consultant
- Life & Health
- Property & Casualty
Life Settlement Broker
- No Line of Authority Required
Life Settlement Provider
- No Line of Authority Required
Managing General Agent
- No Line of Authority Required
Reinsurance Intermediary Broker
- No Line of Authority Required
Reinsurance Intermediary Manager
- No Line of Authority Required
Rental Vehicle Managing Employee
- No Line of Authority Required
Surplus Line Broker
- No Line of Authority Required
Applicant Can
- Submit renewals for individuals electronically.
- Submit renewals for major lines of authority.
- Submit renewals for limited lines of authority.
- Submit renewals for surplus lines for individuals.
- Late renew through NIPR's Non-Resident Renewal (NRR) Application.
- Print license electronically.
Applicant Cannot
- Submit Partial renewals
Business Rules
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Applications containing a non-uniform class or lines of authority (LOAs) will be deferred to the state.
-
Applicant must renew all lines under a license class.
-
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.
All License Classes
Renewal Period Begins: Ninety (90) days prior to expiration date.
Late Renewal Period: Expiration date up to two months after expiration.
Contact Information
AddressKentucky Department of Insurance
Mayo-Underwood Building
500 Mero Street, 2 SE 11
Frankfort, KY 40601
United States
Kentucky Department of Insurance
P.O. Box 517
Frankfort, KY 40602
United States
Phone:
(502) 564-6004
Fax:
(502) 564-6030
Email:
DOI.LicensingMail@KY.gov
Special Instructions
Frequently Asked Questions
Online printing information can be found by going to NIPR's license print page and selecting the state.
Kentucky Department of Insurance 1-502-564-6004
- Exams are valid up to 12 months.