Insurance producer licenses with the following lines of authority (LOAS) are perpetual (does not expire) and are not required to submit renewal requests. Producers must complete their Continuing Education requirement to maintain their license.
- Accident & Health or Sickness
- Personal lines
- Variable Life & Variable Annuity Products
- Medicare Supplement / Long Term Care
Resident Insurance Producers, Adjusters, and DHS Adjusters who do not meet their Continuing Education requirements by the due date will be expired. If they complete the CE within 4 months, they may contact the North Carolina Department of Insurance and pay a $75 fee to reinstate their license. If the missing CE is not completed within 4 months, they must restart the licensing process.
Applications that are pended by the state for additional information or requirements will be declined by the state if no response is received from the applicant within thirty (30) days of the state's request. Other supporting documentation not related to background questions may be faxed to the state.
Applicant must provide a valid business email.
Surplus lines applicants must have an active insurance producer license with the Property Line of Authority (LOA) prior to renewing Surplus Lines.
The expiration date for Self-Employed Insurance Adjuster, Company/Independent Firm Adjuster, and Public Adjuster refers only to the date when Continuing Education (CE) credits are due. All license types renew their license on March 31st every year or on August 31st every year for surplus lines.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.