NEBRASKA Resident Licensing for Individuals

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State Announcements

There are no announcements for Nebraska at this time.

Primary Rules (Individual)

Response Question
Yes Accepts initial license for individuals electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for individuals.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least 18 years of age.

Applicant must maintain his or her principal place of residence in Nebraska.

Applicant must pass a written examination to determine competence to act as a licensed producer in the lines of insurance (LOAs) for which such applicant is applying for.

  • Visit www.prometric.com to register for your insurance exam.
  • Exam information is uploaded by Prometric to the Department of Insurance. Please allow 2-3 days for the exam information to be uploaded to the state’s system.

You may apply online at www.nipr.com and pay the license fee electronically, or you may submit a paper application by mail with a check for the appropriate license fee made payable to the Nebraska Department of Insurance.

  • You must apply and be issued a Nebraska insurance license in order to sell, solicit, or negotiate insurance in the state of Nebraska.

If applicant responds "yes" to one of the background questions, please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

  • Documents include both an explanation of events and court documents.
  • Some limited lines licenses require additional documentation. Please go to the Nebraska Department of Insurance website for specific requirements.

License Type Specific Qualifications

Consultant-Individual license class requires a minimum of three (3) years active license history as an insurance producer or consultant, with Life & Health or Property & Casualty line of authority in Nebraska or their resident state immediately preceding the date of application.

Resident Public Adjusters are required to be at least 18 year of age, pass the Public Adjuster Exam, provide proof of financial responsibility ($20,000), have a principal place of residence or business in Nebraska, maintain an office in this state with public access by reasonable appointment or regular business hours, be trustworthy, reliable and of good reputation, has not committed any act that is grounds for denial pursuant to Neb. Rev. Stat. § 44-9211, and has paid the $50.00 application fee.

Variable line requires the resident applicant to already hold or be applying for Life and Annuities line of authority in Nebraska. Applicants must provide proof of Series 6 or 7 securities license.

Surplus Lines license class requires applicant to also hold an active insurance producer license in Nebraska.

Motor Club Representative license class requires applicant to either pass the Motor Club Exam or provide proof that they have completed a Nebraska approved motor club training program through their Company. The Motor Club Representative license is a perpetual license that does not renew or expire if the licensee maintains at least one motor club appointment on PDB.

Navigator license class requires applicant to pass federal administered exam, provide certificate of proof, and notify the state of the entity navigator with which he or she is affiliated and supervised.

Insurance Producer-PreNeed license class requires applicant to list at least one Business Entity affiliation.

Managing General Agent license class requires applicant to provide proof of surety bond to the Nebraska Department of Insurance with their license application.

Utilization Review Agent must provide the Nebraska Department of Insurance with proof of approval or accreditation by URAC or NCQUA.

Funeral Insurance-Director LOA must provide proof of the Director's certificate license to the Nebraska Department of Insurance with their application.

Individual producer licenses are issued to expire the last day of the month in the licensee's birth month. Individuals born in even numbered years renew their license at the end of their birth month in the even numbered years and individuals born in odd numbered years renew their license at the end of their birth month in the odd numbered years.

If your Producer license is expired and it has been less than 30 days, you can late-renew it through the regular renewal process. A $40 late fee will be assessed on late renewals. If the license has been expired for over 30 days but less than a year you can reinstate the license by submitting a new application, $50 application fee, and the $40 late fee. Applicants must also be CE compliant.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class Line of Authority (LOA) Passing Exam Required before Application
Insurance Producer Life and Annuities Yes
Insurance Producer Sickness, Accident & Health Yes
Insurance Producer Variable Contracts No
Insurance Producer Personal Lines Yes
Insurance Producer Property Yes
Insurance Producer Casualty Yes
Insurance Producer Credit No
Insurance Producer Crop Yes
Insurance Producer Surety No
Insurance Producer Travel No
Insurance Producer Title Yes
Insurance Producer Prepaid Legal No
Insurance Producer Funeral Insurance Yes
Insurance Producer Funeral Insurance-Director Yes
Insurance Producer - PreNeed None No
Surplus Lines None No
Consultant-Individual Life & Health Yes
Consultant-Individual Property & Casualty Yes
Managing General Agent None No
Viatical Broker None Yes
Utilization Review Agent None No
Reinsurance Intermediary Manager None No
Reinsurance Intermediary Broker None No
Navigator None No
Motor Club Representative Motor Club Yes
Public Adjuster No Lines Yes

* Applicant must either take the Motor Club Exam or get appointed by an authorized company.

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination License Fee * Reinstatement Fee *
(license that has been inactive for  30 days to 1year)
Insurance Producer / All LOAs excluding Surplus Lines $50.00 $90.00 ($40.00 reinstatement fee + $50.00 license fee)
insurance producer - Surplus Lines / None $250.00 $350.00 ($100.00 reinstatement fee + $250.00 license fee)
Consultant-Individual / All LOAs $50.00 $90.00 ($40.00 reinstatement fee + $50.00 license fee)
insurance producer - PreNeed / None $20.00 N/A
Managing General Agent / None $60.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Viatical Broker / None $40.00 $40.00 ($40.00 total reinstatement fee)
Utilization Review Agent / None $300.00 $100.00 ($100.00 total reinstatement fee)
Reinsurance Intermediary Manager / None $250.00 N/A
Reinsurance Intermediary Broker / None $250.00 N/A
Navigator / None $25.00 $50.00 ($25.00 reinstatement fee + $25.00 license fee)
Public Adjuster / None $50.00 $90.00 ($40.00 reinstatement fee + $50.00 license fee)

* Per application.  

Additional fees:

  • Amendment fee - $0.00 per application. Nebraska does not charge a fee to amend an existing license.

Contacts

Last Update: 11/28/2018

NEBRASKA Resident Licensing for Business Entities

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State Announcements

There are no announcements for Nebraska at this time.

Primary Rules (Business Entity)

Response Question
Yes Accepts initial license for business entities electronically.
Yes Accepts major lines of authority.
Yes Accepts limited lines of authority.
Yes Accepts surplus lines for business entities.
Yes Applicant can add lines of authority (amend) to an existing active license.
Yes Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.
Yes License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

All applicants for independent review organization must provide proof of approval or accreditation by URAC or NCQUA to Nebraska Department of Insurance. Please fax documents to the state.

All applications for managing general agent must provide proof surety bond to Nebraska Department of Insurance. Please fax documents to the state.

All applicants for navigator must pass federal administered exam and provide certificate of proof and notify the state of the entity navigator with which he or she is affiliated and supervised. Please fax documents to the state.

All applications for utilization review agent must provide proof of approval or accreditation by URAC or NCQUA to Nebraska Department of Insurance. Please fax documents to the state.

All applications for Agency-Viatical or Managing General Agent must provide proof surety bond to Nebraska Department of Insurance. Please fax documents to the state.

All business entities must have at least one (1) Designated Responsible Licensed Producer (DRLP). Excluding pre-need seller, agency-portable electronics, agency-rental car, utilization review agent, reinsurance intermediary broker, reinsurance intermediary manager, independent review organization, or navigator.

All business entities must have at least one (1) Designated Responsible Licensed Producer (DRLP) actively license in Nebraska as a resident or non-resident.

Consultant-Corporate applicants must list at least one Designated Responsible Licensed Producer (DRLP) that holds an active Consultant-Individual license with Life & Health or Property & Casualty Line of Authority (LOA) in Nebraska.

Nebraska Business Entity Applicants: Applicant cannot make changes to your designated responsible license producer (DRLP) information electronically. To amend or delete a DRLP, please complete a 9002A: Designated Responsible Licensed Producer Amendment Form and submit it to the NE DOI. The form can be found at https://doi.nebraska.gov/producers/license

Applicants applying for Travel Insurance Business Entity license class must submit their Retail Locations form to Nebraska. The form can be found on the Nebraska website – http://www.doi.nebraska.gov/license/index.html – select the Travel Retailer Form within the Agency License section. Instructions are provided on the form.

Nebraska will allow reinstatement of a license through the resident licensing (RL) application with additional fee if license is 31days to one year past expiration date.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

State Offerings (Business Entity)

License Class Line of Authority (LOA) DRLP Required
Agency None Yes
Managing General Agent None Yes
Pre-Need Seller None No
Agency - Rental Car None No
Agency - Portable Electronics None No
Agency - Title None Yes
Agency - Travel No Lines Yes
Agency - Viatical None Yes
Agency - Surplus Lines None Yes
Consultant - Corporate None Yes
Reinsurance Intermediary Manager None No
Reinsurance Intermediary Broker None No
Independent Review Organization None No
Navigator None No
Utilization Review Agent None No
Public Adjuster None Yes

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination Fee * Reinstatement Fee*
(license that has been inactive for  30 days to 1year)
Agency / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Managing General Agent / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Reinsurance Intermediary Broker / None $250.00  N/A
Utilization Review Agent / None $300.00 $100 total reinstatement
Pre-Need Seller / None $100.00  N/A
Agency - Surplus Lines / None $250.00 $350.00 ($100.00 reinstatement fee $ 250.00 license fee)
Agency - Rental Car / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Agency - Title / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Agency - Travel / No Lines $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Agency - Viatical / None $40.00  N/A
Agency - Portable Electronics / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Consultant - Corporate / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Reinsurance Intermediary Manager / None $250.00 N/A
Independent Review Organization / None $100.00 $200.00 ($100.00 reinstatement fee $ 100.00 license fee)
Navigator / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)
Public Adjuster / None $50.00 $100.00 ($50.00 reinstatement fee + $50.00 license fee)

* Per application.

Contacts

Last Update: 7/16/2018

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