NEW JERSEY Non-Resident Licensing for Individuals

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State Announcements

There are no announcements for New Jersey at this time

Primary Rules (Individual)

Response

Question

Yes

Accepts initial license for individuals electronically.

Yes

Accepts surplus lines for individuals.

Yes

Applicant can add lines of authority (amend) to an existing active license.

Yes

Applicant can reinstate through NIPR's Non-Resident License Application.

Yes

License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

Non-citizens of the U.S. must have a resident license for selling insurance in one (1) of the fifty (50) U.S. states.

New Jersey will allow reinstatement of a license through NIPR's Non-Resident License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR's Non-Resident Renewal Application.

Applicants must not have an inactive non-resident license in the state with an expiration date in the future.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state


Disabled Veterans: If you are a disabled veteran and would like your licensing fee waived you may either:

  • Submit application through NIPR, pay the license fee, and contact New Jersey with documentation for a refund. Note: NIPR transaction fee is non-refundable.
  • Apply to New Jersey by paper application.
  • Refer to the state for more information.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class

Line of Authority (LOA)

Insurance Producer

Life

Insurance Producer

Accident & Health or Sickness

Insurance Producer

Property

Insurance Producer

Casualty

Insurance Producer

Variable Life and Variable Annuity

Insurance Producer

Personal Lines

Insurance Producer

Title

Insurance Producer

Surplus Lines

Insurance Producer

Credit

Insurance Producer

Car Rental

Insurance Producer

Pet

Insurance Producer

Travel

Insurance Producer

Bail Bond

Insurance Producer

Group Mortgage Cancellation

Insurance Producer

Self-Storage Personal Property

Insurance Producer

Legal

Insurance Producer

Special Non-Resident

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class

Lines of authority

License Fee *

Insurance Producer

Life, Accident & Health or Sickness, Property, Casualty, Variable Life and Variable Annuity, Personal Lines, Title, Surplus Lines

$170.00 ($150 license fee + $20 processing fee)

Insurance Producer

Credit, Car Rental, Pet, Travel, Bail Bond, Group Mortgage Cancellation, Self-Service Personal Property, Legal, Special Non-Resident

$95.00 ($75 License Fee + $20 Processing Fee)

Note: Reinstatement fee is the same as the total initial license fee.

Additional fees:
Amendment (line of authority)  fee - $20.00 per application (Limited Lines with Major Lines addition is $75.00)

Contacts

Last Update: 3/15/2019

NEW JERSEY Non-Resident Licensing for Business Entities

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State Announcements

All NIPR license application services for New Jersey Department of Banking and Insurance will be unavailable March 14, 2019 from 3pm CDT through March 19, 2019 - 8am CDT as they transition into a newer software solution version of State Based Systems.

Primary Rules (Business Entity)

Response

Question

Yes

Accepts initial license for business entities electronically.

Yes

Accepts surplus lines for business entities.

Yes

Applicant can add lines of authority (amend) to an existing active license.

Yes

Applicant can reinstate through NIPR's Non-Resident License Application

Yes

License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

New Jersey will allow reinstatement of a license through NIPR's Non-Resident License Application if submitted one (1) year after expiration date. If within one year, applicant must late renew using NIPR's Non-Resident Renewal Application.

At least one designated responsible producer must be provided and have an active resident or non-resident license in New Jersey. Exception: Portable Electronics Insurance licenses do not require a designated responsible producer.

Designated responsible licensed producers (DRLP) must cumulatively cover all requested lines of authority. Exceptions: Portable Electronics Insurance licenses do not require a designated responsible licensed producer. Public adjuster only requires a DRLP to hold an active license in New Jersey.

All applications for the public adjuster license class will be deferred to the state for further review. The New Jersey Public Adjusters' Licensing Act requires each licensee to maintain a $10,000 dollar bond from a surety insurer authorized in New Jersey. Proof of bond is required before license will be issued. The law also requires two (2) passport photos. Please provide proof of compliance for bond requirement and two (2) pass port photos to the state.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax. All other required documentation must be forwarded directly to the state.


State Offerings (Business Entity)

License Class

Line of Authority (LOA)

DRLP Required

Insurance Producer

Life

Yes

Insurance Producer

Accident & Health or Sickness

Yes

Insurance Producer

Property

Yes

Insurance Producer

Casualty

Yes

Insurance Producer

Variable

Yes

Insurance Producer

Personal Lines

Yes

Insurance Producer

Title

Yes

Insurance Producer

Surplus Lines

Yes

Insurance Producer

 Credit

Yes

Insurance Producer

Car Rental

Yes

Insurance Producer

 Pet

Yes

Insurance Producer

Travel

Yes

Insurance Producer

Bail Bond

Yes

Insurance Producer

Group Mortgage Cancellation

Yes

Insurance Producer

–Self-Storage Personal Property

Yes

Insurance Producer

Legal

Yes

Insurance Producer

Special Non-Resident

Yes

Portable Electronics Insurance

None

Yes

Public Adjuster

None

Yes

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class

Lines of authority

License Fee *

Insurance Producer

Life, Accident & Health or Sickness, Property, Casualty, Variable Life and Variable Annuity, Personal Lines, Title, Surplus Lines

$170.00 ($150 License Fee + $20 Processing Fee)

Insurance Producer

Credit, Car Rental, Pet, Travel, Bail Bond, Group Mortgage Cancellation, Self-Service Personal Property, Legal, Special Non-Resident

$95.00 ($75 License Fee + $20 Processing Fee)

Public Adjuster

None

$70.00 ($50 License Fee + $20 Processing Fee)

Portable Electronics Insurance

None

$120.00 ($100 License Fee + $20 Processing Fee)

Note: Reinstatement fee is the same as the total initial license fee.

Additional fees:
LOA Addition fee - $20.00 per application (Limited Lines with Major Lines addition is $75.00)

Contacts

Last Update: 3/15/2019

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