WISCONSIN Resident Licensing for Individuals

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State Announcements

There are no announcements for Wisconsin at this time.

Primary Rules (Individual)

Response

Question

Yes

Accepts initial license for individuals electronically.

Yes

Accepts major lines of authority.

Yes

Accepts limited lines of authority.

Yes

Accepts surplus lines for individuals.

Yes

Applicant can add lines of authority (amend) to an existing active license.

Yes

Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.

Yes

License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Individual)

Please note: Wisconsin now uses the National Producer Number (NPN) as the license number.

Resident addresses must be in Wisconsin and cannot be a PO Box. Individuals, who want to designate Wisconsin as their home state, must contact the state for further instruction.

If adding new lines of authority while license is in reinstatement period (late renewal), applicant must reinstate through RLR before amending.

If applying for new lines of authority but currently under the reinstatement period for other lines of authority, applicant will need to surrender those lines of authority first by sending a statement to ociagentlicensing@wisconsin.gov before the new lines of authority can be applied for. After the lines of authority are in 'Voluntary Surrender' status on the Producer Database (PDB), applicant will be able to use the Resident License (RL) application to apply for new lines.

Employee Benefit Plan Administrator applicants must submit the following to the state:

  • Proof of a new original Performance Bond (signed & sealed) between $15,000.00 and $500,000.00.
  • Financial Statements for the administrator's most recent completed fiscal year. (balance sheet & income statement).
  • Applicants must mail original performance bond directly to the state. All other documentation may be submitted via email at ociagentlicensing@wisconsin.gov.

Intermediary Individual means an agent, producer or an insurance broker. Intermediary (Agent) Individual license on the Producer Database and license certificate will display as Intermediary (Producer) Individual on the online application to help Producers select the correct license class. These two license class names are the same.

Intermediary (Producer) Individuals must reapply more than one (1) year after license expiration date through Resident Licensing (RL) Application. Individual applicants must complete pre-licensing class, take an exam, and submit fingerprints to reapply for the license. Individuals applying for the same line of authority previously held must take the exam for agent who previously held the line of authority.

Life Settlement (Viatical Settlement) applicants must submit the following to the state:

  • An original endorsement from a licensed insurer identifying professional liability insurance held in an amount not less than $1 million total annual aggregate.
  • A list of licensed providers and provide the name and addresses of companies the broker will be representing.
  • Provide evidence of completion of the life settlement 8-hour training requirement
  • Veterans only – provide a copy of fee waiver voucher issued by the Wisconsin Department of Veterans Affairs (WDVA)
  • Applicants can e-mail the documentation to the state.

Managing General Agent (MGA) Individual applicants must actively hold a resident Wisconsin Intermediary (Producer) Individual license on the Producer Database.

Navigator applicants must submit a paper application to the state. Navigator applicants must submit evidence from a licensed insurer of a bond (or other evidence of financial responsibility) held by the entity in an amount no less than $100,000, provide evidence of completion of the federal training mandated by the exchange, complete & pass the state exam, complete pre-licensing education, and complete a fingerprint check. Contact the state for additional instructions.

Property and Casualty applicants cannot apply for Personal Lines P&C. This authority is included in the major lines of Property and Casualty.

Personal Lines P&C applicants may apply for Property and Casualty lines of authority.

Surplus Lines applicants must actively hold a resident Wisconsin Intermediary (Producer) Individual license with Property and Casualty lines.

Variable Life/Variable Annuity applicants must actively hold or be applying for Life line of authority simultaneously. These applicants must also supply a FINRA CRD number on application. Intermediary (Producer) Individual is exempt from a license exam, pre-licensing, and fingerprinting if their previous resident license from another state has been inactive for less than one year. Individual only need apply for the license of the previously held lines of authority and pay the licensing fee.

Note: Previous resident license must be inactivated prior to applying to Wisconsin and license must continue to display as an resident license on PDB in order to be exempt from these requirements. All Intermediary (Producer) Individual applicants must have a passed fingerprint check for the following lines of authority:

  • Accident & Health
  • Property
  • Casualty
  • Life
  • Personal Lines P&C
  • Legal Expense
  • Title
  • Credit

The passed fingerprint check is valid for 180 days. This check is applicable to new licenses, reapplications and amendments. If applicant has NOT submitted fingerprints yet, please make a reservation through Fieldprint at www.fieldprintwisconsin.com. At the time of reservation, applicants must enter Fieldprint code: FPWIOCIInsurance.

All applicants must answer the following non-uniform questions:

  • "Have you obtained a waiver by the Wisconsin Department of Veteran Affairs?"

If question is answered in the affirmative, applicant must answer the follow-up question:

  • "If yes, provide voucher number in space below that was issued through the Wisconsin Department of Veteran Affairs."

Note: The non-uniform questions listed above will not be asked on reapplications, amendments, or if the applicant is already licensed in Wisconsin. The voucher for this waiver is a one-time event only.

For user guides & walk-through of our electronic application please visit our Frequently Asked Questions page for more information.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Applicants Please Read: Once your application has been submitted to the State of Wisconsin, you will have 90 days to submit any required information/requirements. Failure to supply the required documentation will cause your application to be CLOSED as EXPIRED. Fees are non-refundable.

If you applied for a license type in error, you will need to submit a written request to our office requesting the withdrawal of the application. The application process and the withdrawal of the application represents an administrative expense for the agency and, therefore, the fees are non-refundable.

State Offerings (Individual)

Please note that license class names can vary by state.

License Class

Line of Authority (LOA)

Exam Required

Intermediary (Producer) Individual

Accident & Health

Yes

Intermediary (Producer) Individual

Casualty

Yes

Intermediary (Producer) Individual

Life

Yes

Intermediary (Producer) Individual

Personal Lines P&C

Yes

Intermediary (Producer) Individual

Property

Yes

Intermediary (Producer) Individual

Variable Life/Variable Annuity

No

Intermediary (Producer) Individual

Credit

Yes

Intermediary (Producer) Individual

Crop

No

Intermediary (Producer) Individual

Surety

No

Intermediary (Producer) Individual

Travel

No

Intermediary (Producer) Individual

Legal Expense

No

Intermediary (Producer) Individual

Title

Yes

Intermediary (Producer) Individual

Attorney Title

No

Employee Benefit Plan Administrator

None

No

Life Settlement Broker (Viatical Settlement)

None

No

Managing General Agent Individual

None

No

Reinsurance Intermediary Broker

None

No

Reinsurance Intermediary Manager

None

No

Surplus Lines

None

No

Temporary Insurance Intermediary

Accident & Health

No

Temporary Insurance Intermediary

Casualty

No

Temporary Insurance Intermediary

Life

No

Temporary Insurance Intermediary

Personal Lines P&C

No

Temporary Insurance Intermediary

Property

No

Temporary Insurance Intermediary

Variable Life/Variable Annuity

No

Temporary Insurance Intermediary

Credit

No

Temporary Insurance Intermediary

Crop

No

Temporary Insurance Intermediary

Surety

No

Temporary Insurance Intermediary

Travel

No

Temporary Insurance Intermediary

Legal Expense

No

Temporary Insurance Intermediary

Title

No

License Fees (Individual)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination

Fee *

Reinstatement Fee *

Amendment Fee *

Intermediary (Producer) Individual / Accident & Health, Property, Casualty, Life, Personal Lines P&C, Credit, Title

$10.00

N/A

$10.00

Intermediary (Producer) Individual / Variable Life/Variable Annuity, Travel, Crop, Surety, Legal Expense, Attorney Title

$75.00 Per line

N/A

$75.00 Per line

Employee Benefit Plan Administrator / None

$100.00

N/A

N/A

Surplus Lines / None

$100.00

N/A

N/A

Managing General Agent Individual / None

$75.00

N/A

N/A

Life Settlement Broker (Viatical Settlement) / None

$750.00

N/A

N/A

Reinsurance Intermediary Broker / None

$75.00

N/A

N/A

Reinsurance Intermediary Manager / None

$75.00

N/A

N/A

Temporary Insurance Intermediary / All lines of authority

$75.00 Per line

N/A

$75.00 Per line

* Per application
* The Intermediary (Producer) Individual license fee of $10.00 applies to applications that require exams, which include; Life, Accident & Health, Property, Casualty, Personal Lines, Credit, and Title. Exam vendor or Wisconsin may collect additional state licensing fees. This fee is per license application.

The Intermediary (Producer) Individual line of authority fee of $75.00 applies to applications for lines of authorities that do not require exams, such as; Variable Life/Variable Annuity, Travel, Crop, Surety, Legal Expense, and Attorney Title. Fee also applies to applicants that were licensed as a producer in another state and application date is within one (1) year of cancellation date of previous resident license. The fee will be assessed per line of authority.

Contacts

Last Update: 11/08/2018

WISCONSIN Resident Licensing for Business Entities

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Primary Rules    |   License Printing    |   Business Rules   |   State Offerings   |   License Fees   |   Contacts & FAQs

State Announcements

There are no announcements for Wisconsin at this time.

Primary Rules (Business Entity)

Response

Question

Yes

Accepts initial license for business entities electronically.

Yes

Accepts major lines of authority.

Yes

Accepts limited lines of authority.

No

Accepts surplus lines for business entities.

Yes

Applicant can add lines of authority (amend) to an existing active license.

Yes

Applicant can reinstate/reapply through NIPR's Resident License (RL) Application.

Yes

License printing available electronically.

License Printing

To print your license, click the state on NIPR's Producer Licensing Map.

Business Rules (Business Entity)

Wisconsin does NOT require a firm to be licensed, however, the option to obtain the license is available. A firm has no authority to transact insurance business in our state — the authority to transact insurance business lies with the Designated Responsible Producer (DRLP) and the lines of authority they actively hold.

Business address must be in Wisconsin and cannot be a PO Box.

Business Entity applicants must be one of the Legal Business Types listed below:

  • Partnership
  • Limited Liability Company (LLC)
  • Limited Liability Partnership (LLP)
  • Corporation
  • Sole Proprietorship

At least one (1) Designated Responsible License Producer (DRLP) must be listed on the application and hold an active resident or non-resident Intermediary (Producer) Individual license in Wisconsin for applicable licenses. Please see State Offerings section below.

Note: An affiliation is not required, and the applicant may skip the "Affiliations" page on the uniform application.

Employee Benefit Plan Administrators applicants must submit the following to the state:

  • Proof of a new original Performance Bond (signed & sealed) between $15,000.00 and $500,000.00.
  • Financial Statements for the administrator's most recent completed fiscal year. (balance sheet & income statement)
  • Applicants must mail original performance bond directly to the state. All other documentation may be submitted via email at ociagentlicensing@wisconsin.gov.

Intermediary (Producer) Firm means, agency, business entity, corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity.  Intermediary Firm license on the Producer Database and license certificate will display as Intermediary (Producer) Firm on the online application to help Producers select the correct license class. These two license class names are the same.

Life Settlement Firm (Viatical Settlement) applicants must submit the following to the state:

  • An original endorsement from a licensed insurer identifying professional liability insurance held in an amount not less than $1 million total annual aggregate.
  • A list of licensed providers and provide the name and addresses of companies the broker will be representing.
  • Provide copy of certificate of completion issued to the designated responsible Wisconsin-licensed individual representative regarding the 8-hour training requirement.
  • Applicants can e-mail the documentation to the state.

Managing General Agent Firm applicants must have at least one DRLP licensed with an active Managing General Agent Individual license in the state of Wisconsin (resident or non-resident).

Navigator Business Entity applicants must submit a paper application to the state. Applicants must submit evidence from a licensed insurer of a bond (or other evidence of financial responsibility) held by the entity in an amount no less than $100,000 and a list including license numbers of all individual navigators employed, supervised or affiliated with the applicant. Applicants must also have at least one DRLP licensed with an active Navigator Individual license in the state of Wisconsin Contact the state for additional instruction.

Travel Insurance Firm applicants must have at least one DRLP licensed with an active Intermediary (Producer) Individual license with the Travel line of authority in the state of Wisconsin (resident or non-resident).

For user guides & walk-through of our electronic application please visit our Frequently Asked Questions page for more information.

If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.

Applicants Please Read: Once your application has been submitted to the State of Wisconsin, you will have 90 days to submit any required information/requirements. Failure to supply the required documentation will cause your application to be CLOSED as EXPIRED. Fees are non-refundable.

If you applied for a license type in error, you will need to submit a written request to our office requesting the withdrawal of the application. The application process and the withdrawal of the application represents an administrative expense for the agency and, therefore, the fees are non-refundable.

State Offerings (Business Entity)

License Class

Line of Authority (LOA)

DRLP Required

Intermediary (Producer) Firm

None

Yes

Employee Benefit Plan Administrator

None

No

Life Settlement Firm (Viatical Settlement)

None

Yes

Managing General Agent Firm

None

Yes

Reinsurance Intermediary (Producer) Firm

None

Yes

Travel Insurance Firm

None

Yes

* Applications for Other lines of authority will defer to state for approval.

License Fees (Business Entity)

Fees shown are state fees only. These fees do not include NIPR transaction fees.

License Class / LOA Combination

Fee *

Reinstatement Fee *

Amendment Fee *

Intermediary (Producer) Firm / None

$100.00

N/A

N/A

Employee Benefit Plan Administrator / None

$100.00

N/A

N/A

Managing General Agent Firm / None

$100.00

N/A

N/A

Reinsurance Intermediary (Producer) Firm / None

$100.00

N/A

N/A

Travel Insurance Firm

$100.00

N/A

N/A

Life Settlement Firm (Viatical Settlement)

$750.00

N/A

N/A

* Per application.

Contacts

Last Update: 11/08/2018

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