Business entity's license number is state specific ID.
Applicant must be one of the following legal business types:
- Limited Liability Company LLC
- Limited Liability Partnership LLP
- Sole Proprietor
Sole Proprietorship and Partnership applicants must submit registration paperwork prior to application approval.
Sole Proprietorship must submit county registered paperwork. All other business types must be registered with Corporations Division.
Applicants applying as a Limited Liability Company must identify on application all of the owners with 10% interest or more, partners, officers and directors.
Applicant moving from another state to Michigan may apply for a resident license if they surrender previous state license within 90 days.
Applicants for the variable line of authority (LOA) must supply FINRA CRD number on application.
Applicants applying for Surplus Lines must have a Producer that is licensed in Michigan for Surplus Lines and property and casualty prior to applying for surplus lines license.
Resident Producer applicants that apply for or currently holds active Property and Casualty LOAs may not apply for Personal Lines license in Michigan.
At least one (1) Designated Responsible Licensed Producer (DRLP) must be provided on the application.
The DRLP(s) must be licensed for the LOA's applied for by the business entity applicant and must be submitted prior to the business entity application.
A Michigan physical address is required in the business address for all agency applicants.
MI Business Entity Licenses are Perpetual, except Surplus Lines (SL) which renews annually. Should the line become inactive applicants may reinstate the license through the resident licensing application.
If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents are stated as follows and may be submitted to the state via mail, email, or fax:
- A written statement explaining the circumstances.
- A copy of the official document which demonstrates the resolution of the charges or any final judgment.
Prior to filing an application applicant's with conviction histories are strongly encouraged to review Chapter 12 of the Michigan Insurance Code and the Guiding Principles found Michigan's state website for complete information on license eligibility.