State Requirements

Business Rules

• Applicants cannot reapply for a Temporary Insurance Producer License. Temporary Insurance Producer licenses are issued for 180 days and do not renew.

• Temp Variable Life and Variable Annuity Products must actively hold Temp Life LOA on PDB or be applying for the line of authority on the same application.

• Applicant must be at least eighteen (18) years old or older as determined from the applicant's date of birth.

• Applicant must not hold an active resident license in another state.

• Applicant must provide residence, business and mailing addresses. Residence address must not contain a P.O. Box.

• Non-citizens of the U.S. must have a resident license for selling insurance in one of the fifty (50) U.S. states.

• Applicant’s National Producer Number (NPN) must match current PDB record, if applicable.

• Variable applicants must supply FINRA CRD number on application.

• Variable applicants must hold Mississippi life license or apply for life license in order to be eligible for Variable Life and Variable Annuity products.

• Automobile club agent applicants must have a signed endorsement faxed to the Mississippi Department of Insurance. For more information contact the state.

• Public Adjuster applicants must provide an active $50,000 Mississippi Surety Bond or Errors & Omissions policy to the state of Mississippi. Please send copy of Surety Bond or E&O form to Licensing@mid.ms.gov.

• Surplus Lines Insurance Producer applicants must already hold an active insurance producer with LOA property, casualty, and/or personal lines

• Surplus Lines Insurance Producer applicants must already hold at least one (1) active Property and Casualty appointment in Mississippi.

• Temporary Limited Lines Insurance Producer may not reapply after license expiration.

• If applicant has status reason Failure to Renew, they are sent to Resident License Renewal (RLR) Application if within one (1) year of the expiration date. If over one (1) year, they go through normally. Applicants with no status reasons should not be allowed to reinstate.

• Licenses with a status reason of canceled for cause, revoked and suspended may not reapply for a license.

• If applicant responds "yes" to one of the background questions please submit supporting documents electronically via NIPR's Attachments Warehouse. The documents may also be submitted to the state via mail, email, or fax.